5 Alternatives to Paying Double at the ATM
- Created on 13 October 2015
Stopping for bite at your favorite bistro and they don’t take debit or credit cards?
You’ll pay more than ever to withdraw cash from an ATM not affiliated with your bank. ATM fees come in two flavors. One fee charged by the independent machine operators in which a Government Accountability Office study found ranges from $1.50-$3.00.
The second fee is charged by your bank or credit union. These transactions are known as out-of-network fees.
The Bankrate.com 2015 annual survey shows that the average fee for an out-network ATM is $4.52. Visit an out-of-network ATM a few times per week and the transactions fees will top several hundred dollars each year.
Unlocking the Secret to Success with a #SideHustle on Fiverr
- Created on 09 October 2015
One week in and I haven't seen any movement on my Fiverr gigs. I am not deterred.
Not yet anyway.
To catch everyone up - I'm participating in a 60-day challenge to build a thriving side income using Fiverr.com. Find more details about my challenge here: Side Hustle Challenge Accepted - Making Money on Fiverr.
Reader Question - What Do You Think of Debt Management Firms
- Created on 07 October 2015
I received a great question from a member of #teamdebtfree. We haven't touched on this topic in a while, but it's a good conversation to have.
For many, facing the prospect of repaying a large amount of debt is daunting. A long term pay off plan may not seem doable or frankly desirable; especially in the face of so many advertisements for quick fixes.
Let me encourage you to exercise patience. Getting into debt doesn't happen overnight. Working your way out will take time.
Too many are willing to prey on the desperation of those in financial turmoil. It's important to remain calm, collect as much good information as you can from trusted sources, and make wise decisions about your financial future.
#PayCash for Christmas 2015
- Created on 01 October 2015
It's about that time again.
Time to start thinking about how to fund the busiest shopping season of the year. Where did my summer go!!! Did your summer zoom by as well?
Today, we officially kick off the #PayCash for Christmas campaign for 2015.
As in years passed, #PayCash is offered to help us embrace the idea of adding no new debt under the guise of being festive and spreading holiday cheer.
Are we against having a good time?
au contraire mon frere
Side Hustle Challenge Accepted - Making Money on Fiverr
- Created on 29 September 2015
I'm pumped and ready to give Fiverr a good ole college try.
For the uninitiated, Fiverr.com is site for people like me to get top-notch services for $5. These services are affectionately referred to as gigs.
I've been using the site for years and always wondered if one could really make a decent side hustle income from hanging out the virtual shingle. The result of this experiment will be super valuable to those looking for schedule-friendly ways to increase income in order to accelerate the process of dumping debt. There's a lot of potential here.
Well...it's time to put my hustle where my mouth is.
How Damus Kicked Butt and Dumped $125K in Debt of 1 Year
- Created on 25 September 2015
Damus Smith wanted to be the next Sean John, FUBU, or what have you. He has a gift for entrepreneurship and and eye for fashion. Why not start a clothing line.
He was rubbing shoulders with Russel Simmons - chasing his dream.
He was also over $100,000 in debt.
Just like a good 'ole overcoming obstacles tale, what could go wrong did.
Is your financial world tightening around you? Damus was there. But he didn't stay there long. He made conscious decisions to change his mindset. Here are a few things he had to do in order to dig out of that much debt so quickly:
My FinCon15 ROI
- Created on 22 September 2015
Like most new things, I'm generally late to the party.
- I didn't switch from tapes to CDs until tape players were featured in museums.
- Smart phones were out for years before I could grasp the need to check email on the go.
- Periscope is all the rage now. Talk to me again in 5 years.
That's my thing. It takes me a while to jump on most bandwagons. I'm okay with that. That's just how I roll.