How to Leverage Milestones and Capture Victory Over Debt
- Created on 06 November 2015
On this episode of the Midday Money Show, I want to chat, one-to-one.
I've been doing a lot of interview shows. That's great, but I wanted to talk specifically about your journey out of debt. Today's podcast is well suited for that topic.
Many of you know that I’ve written a 7 week guide to dumping debt called The Great Debt Dump that follows my family’s story of paying off $107,000 of consumer debt.
In the book, I explore the relationship between getting out of debt to my first successful attempt at completing a long distance race. How the Power of Community Helps You Dump Debt. The principles used to successfully accomplish both are really quite similar.
Save Money and Get Cash Back from your Phone Service
- Created on 02 November 2015
I can be a creature of habit. Once I have systems or services setup, I rarely review them for savings. That’s not a good habit to have if you’re looking for ways to save money.
If cash is tight and you are looking for ways to cut back, everything should be on the table.
I’ll be honest, I tend to let WonderMan handle the cost comparisons of phones and other subscription services. All I care about is does it work when I need it and are we being charged what we owe. However, I’ve been hearing so much about Republic Wireless that I couldn’t ignore the potential cost savings.
Republic Wireless is one the latest kids on the smartphone block. They offer packages which include data, talk, and text starting at just $10/month. To sweeten the pot, they don’t require contracts!
I’ve been with Sprint since the 90’s (it was my first job out of college). We’re generally happy with our service and find the cost of doing business with them reasonable. I’ve had no complaints. However, Republic Wireless has changed my loyalty tune.
What Stories Does Your Credit History Tell?
- Created on 31 October 2015
As a landlord, I enter into financial agreements with perfect strangers on a regular basis. I have to trust people with whom I have no previous relationship with a very expensive investment – my condos.
I’m extremely concerned with the well-being and upkeep of these properties as I intend to maintain them as rental property for a very long time.
I decide who to work with based in large part on their credit history.
Should You Ever Pay for Primary School? Having the Public vs Private School Debate
- Created on 23 October 2015
Short answer - my perspective hasn't changed in 3 years since we first raised this question - it depends.
It depends on:
- The school options available in your area.
- Your child's needs.
- Your ability to afford the tuition.
Why I Don't Fly Spirit Airlines
- Created on 20 October 2015
Again I ask, Can We Take Frugal Too Far?
This time, I'm regretting my decision to fly with Spirit Airlines.
Spirit Airlines has actually been around in some form since the early 1990's. They began as a trucking company, turned into a vacation charter operator, and then evolved into the ultra low cost budget carrier that we all know and love to hate.
Actually, Spirit may not be an absolutely horrible choice...especially if you want to fly and cash is tight. There's nothing wrong with saving money.
Well, Spirit is the only US airline with a 2 out of 5 Skytrax rating. Also, out of nearly 3000 customer feedback reviews, they only earn a customer feedback score of 3/10. I keep telling myself - it's only one leg and the flight is 2 hours.
Just know, Spirit will nickel and dime you for E.V.E.R.Y.T.H.I.N.G.
Getting a Freelance Foot in the Door: Creating Side Income to Dump Debt Faster
- Created on 17 October 2015
It makes perfect sense and I CANNOT believe I hadn't considered it before now.
Sometimes it just takes a well-timed comment; an innovative challenge; or a providential seat in an understated, yet fabulous workshop to spark an idea.
I've written continuously for this blog and generously as a contributor and guest blogger for other sites. I've never considering offering my writing services as a freelancer.
5 Alternatives to Paying Double at the ATM
- Created on 13 October 2015
Stopping for bite at your favorite bistro and they don’t take debit or credit cards?
You’ll pay more than ever to withdraw cash from an ATM not affiliated with your bank. ATM fees come in two flavors. One fee charged by the independent machine operators in which a Government Accountability Office study found ranges from $1.50-$3.00.
The second fee is charged by your bank or credit union. These transactions are known as out-of-network fees.
The Bankrate.com 2015 annual survey shows that the average fee for an out-network ATM is $4.52. Visit an out-of-network ATM a few times per week and the transactions fees will top several hundred dollars each year.