Recovering From ID Theft
- Created on 16 May 2013
We recently received a question via Facebook.
I feel my personal information may have been compromised by a coworker this week. Do you have any recommendations, for a credit alert company? Please let me know, as soon as possible. Thank You.
According to the Federal Trade Commission, nearly 9.9 million people a year, including this Debt Free Diva, are victims of identity theft. In my case, one instance was a family member misusing my credit. The other two were perfect strangers. In each case, I’ve been able to restore any damage to my credit or missing funds from a bank account. However, the frustration of dealing with each violation leaves a lasting impact. One must be diligent to protect yourself from others who would seek to do you harm. I’ve learned the following from my ordeal and don’t mind sharing.
Loosing Weight vs. Debt
- Created on 06 May 2013
The comparison between losing weight and dumping debt has intrigued the Divas for some time. As we continue to help people work towards debt freedom and I inch toward minimizing this post baby bump (not cute after the kids start walking and talking), the similarities are clear. In both cases, discipline and internal motivation are essential ingredients. Weight loss and overwhelming debt can present as insurmountable obstacles; especially as the numbers grow. However, we can borrow from lessons learned in the success with one challenge to encourage us as we work through the other.
- A long term perspective is required. Adding weight, or debt, did not happen overnight. Unless you employ a radical technique (i.e. surgery or the lottery), neither will disappear quickly either. In each case, it helps to visualize your end goal as you take each step. Settle in for the long haul.
Honored to be a Debt Hero
- Created on 03 May 2013
Not one to toot my own horn generally, I am honored to have others toot it for me. Our fabulous Facebook community helped the Debt Free Divas win a recent contest sponsored by Debt.org. The prize included a profile covering my family’s multi-year battle with debt. Providing information for the story took me back through a winding journey that was our debt dumping experience.
They asked how WonderMan felt about the process. Good question. I’d never asked him. He’s pretty flexible with most things and since I was pretty determined he didn’t make much fuss. If you’d like to see what he said, along with other details of our journey, click here for the full story.